Welcome to CarCredit 123 the one stop shop for car finance for all credit ratings in three easy steps:

Step 1 apply online | Step 2 come and chose your new car | Step 3 Sign for your car and drive away.

Here at CarCredit 123 we specialise in credit for everyone no matter what your personal circumstances, not only that we like to make it as easy as 1 2 3.

It’s that simple! If you’re not sure give us a call and helpful advisors will talk you through anything 7 days a week.

With our extensive panel of lenders we can help you get car finance and a car to suit your needs, we can even help you get bad credit car finance.  If you fit into any of these groups we can help-

  • CCJ’s
  • Defaults
  • Bankruptcy
  • Poor credit rating
  • No credit history
  • Good credit rating
  • Average credit rating
  • On benefits
  • DSS
  • Self employed
  • And everything in between

Sadly most people’s credit ratings have been affected adversely by the credit crisis and now through no fault of their own they find they can’t get car finance or car credit. Not only can we get you finance but we can put you on the right track to repairing you credit rating and getting you back to an ‘excellent credit rating’ status.

Unlike many specialist ‘can’t get car finance’ companies we are not a broker –  we arrange your finance then you come to our premises to chose one of our specially selected vehicles. We have a wide variety of stock to chose from at all times. We even offer a drive away same day option with 7 days free drive away insurance (T&C’s apply).

Car Credit 123 on Google.

Check your credit rating here:-

Check My Credit rating


Car Tax Disc changes UK

Further reading about car finance

Bad Credit Car Finance      Guaranteed Car Credit  Refused Car Credit  Can’t Get Car Credit

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